How are payments processed with Jetpay?

Secure Canadian bank transfers.

Direct Deposit / EFT / ACH payments

All transactions are processed via direct deposit payments. These are considered an electronic transfer of funds (EFT) through the ACH (Automated Clearing House) system. The ACH is a centralized architecture that connects banks.

With EFT, money is sent directly from one bank account to another. EFT is a fast, secure and convenient way to process transactions using the infrastructure built and monitored by Payments Canada (for more information, visit Payments Canada).

Direct Debit vs. Direct Credit

  • A Direct Debit authorizes someone to collect payments from your account when they are due. 
  • A Direct Credit is initiated by the payer, which sends funds directly into the bank account of the payee.

Direct Bank Authorization

The best part about direct deposits with Jetpay: No need to collect and enter lengthy routing information. You and your customers can simply authorize payments by logging in with your online banking details. Once authorized, the money is transferred right from the payor’s bank account into the payee’s account.

 


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